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Agritourism Business Success
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The Business Times


Does Your Petting Zoo Need a USDA Exhibitor License? The Farm Owner's Guide to APHIS Rules, Exemptions and the $120 Fix
A Michigan orchard with a free animal display fought the USDA for five years and lost. Here is when a farm petting zoo needs a USDA Class C exhibitor license, the exemptions that keep most small farms out, the $120 fee, the penalties and the insurance traps.

Stephen Loke
17 min read


The $7.55 Million Petting Zoo: Why Your Farm Insurance May Not Pay a Dime When a Child Gets Sick (and the 5 Trapdoors to Close Before Your Next Visitor)
A Minnesota jury awarded one sick child $7.55 million after a farm petting zoo visit. Here is why many farm policies would not pay, the 5 coverage trapdoors to close, and the prevention system underwriters want to see.

Stephen Loke
15 min read


Can't Find Agritourism Insurance? What to Do When Your Farm Insurer Says No
Four years of trying and still no liability cover? Why farm insurers turn down agritourism, the five doors to try next, and the 12-item underwriting file that turns a no into a yes.

Stephen Loke
15 min read


Texas Agritourism Insurance: The $1 Million Mistake Hiding Behind the Sign on Your Gate
The Texas Agritourism Act gives your farm a free legal shield, but it won't stop a lawsuit or pay your lawyer. The exact sign and release wording, the 5 exceptions, the $1 million insurance rule, real costs and a farm protection checklist.

Stephen Loke
17 min read


Ensuring Visitor Safety During High-Risk Activities on Your Farm
Agritourism offers guests the opportunity to experience farm life firsthand, but certain activities on your farm can pose inherent risks. Whether it’s interacting with farm animals, taking part in tractor rides, or navigating crop fields, the nature of agricultural activities often involves physical labor, machinery, and wildlife that can be hazardous if not carefully managed. Ensuring the safety of your visitors during high-risk activities is crucial for preventing accidents

Stephen Loke
9 min read
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